EarnIn: Your Money in Advance 14.36

EarnIn offers a convenient solution for accessing your earnings before payday, empowering you to live life on your own terms. Whether you need up to $100 per day or $750 per paycheck, EarnIn has you covered for any expenses you may have. In addition, the EarnIn app provides free credit monitoring to help you stay on track with your credit goals.

Unlike traditional cash advances and loans that can be confusing and costly, EarnIn allows you to tap into the funds you've already earned without any fees. Say goodbye to interest charges, credit checks, and unexpected surprises.

Here's how it works: When you transfer $100 of your earnings, you receive the full $100. You can also choose to add an optional tip to support the EarnIn community. On your payday, EarnIn will deduct the transferred amount and any tips from your direct deposit.

EarnIn partners with major banks like Bank of America, Wells Fargo, Capital One, TD Bank, Chase, Navy Federal Credit Union, PNC Bank, and USAA Bank to ensure quick deposit of your hard-earned cash right into your bank account. Thanks to Lightning Speed transfers, you can access your earnings in minutes and enjoy a smarter and faster alternative to cash advances.

What sets EarnIn apart from cash advances and loans is its commitment to help you save money, manage your cash flow, and pay bills on time. With Balance Shield Alerts, you'll receive notifications whenever your bank balance runs low. Additionally, EarnIn provides free credit monitoring, alerting you to any changes in your credit file that may be suspicious.

If you have any questions or issues, rest assured that EarnIn's Live Chat team is available 24/7, 365 days a year to assist you.

To get started with EarnIn, follow these 5 simple steps:

1. Add your bank account and debit card.
2. Add the employer from whom you receive your paycheck.
3. Verify your work email or enable Location Permissions for automatic earnings addition.
4. EarnIn will verify your bank account, debit card, and hours worked. You can then transfer up to $100 of your earnings per day (up to $750 per paycheck) and tip an amount you deem fair (between $0-13).
5. On payday, EarnIn will debit your account for the transferred money and tips.

It's important to note that EarnIn is not affiliated with Chime, Dave, Albert, Brigit, CashNetUSA, Empower, Klover, MoneyLion, Cleo, Cash App, Daily Pay, Google Pay, or Credit Karma. Furthermore, EarnIn is not a payday loan or personal loan service. There are no interest charges or APR involved. EarnIn also does not impose any minimum or maximum repayment time frames. It's simply a way to access your money when you need it.

Your privacy is protected when using EarnIn since they do not sell your personal data to third parties. For more information on EarnIn's terms and conditions and privacy policy, please visit their website.

• Fees apply when using Lightning Speed. Availability of Lightning Speed may vary for Community Members. Transfer times may take up to thirty minutes with actual speeds depending on your bank. See the Cash Out User Agreement for further details.
• Tipping options may differ between tools.
• Funds in Tip Yourself Account are held by Evolve Bank & Trust, a member of FDIC and insured by FDIC for up to $250,000. Tip Yourself is a 0% Annual Percentage Yield and has no monthly fees. Your Tip Yourself Account and Tip Jars do not function as savings accounts.
• Balance Shield Cash Outs are subject to your available earnings, Daily Max, and Pay Period Max.
• EarnIn does not charge interest on Cash Outs and is subject to your available earnings, Daily Max, and Pay Period Max. Restrictions and potential third-party fees may apply. For more information and the privacy policy, please visit the EarnIn website.